Our experienced broking department has been placing binding authority business through Lloyd’s, London and Company markets for over 30 years.

Our philosophy is to cultivate long-term contracts by bringing our customers and their expertise together with strong, committed markets.  The combination of our experience in managing binding authorities and our technological capabilities has empowered us to establish collaborative relationships with our markets, enabling us to provide a wide range of delegated contracts.

We know the best way to promote a new customer or new proposal to secure the right kind of cover in the right kind of markets. We’re here to manage and facilitate the entire process of obtaining a new binding authority, from outline plan to signed contract and everything in between. 

Our full suite of services, from underwriting and claims to data analysis and digital underwriting provides you with an effortless experience as we work with you and your supporting markets.

We work closely with our Managed Underwriting team and have developed the ability to combine our Lloyd's, Great Lakes and other markets’ policies to expand the binding authority capacity provided.

Our role is to find the right solution at the right terms for everyone in the chain, a role that has seen us emerge as the leading force in our markets.

Download our Binding Authorities - Lloyd's Factsheet

The Bell & Clements Broking department has binding authority expertise in the following areas:


Areas of Expertise:

Commercial Property

We provide out clients with flexibility of rate and terms, subject to agreed minimum guidelines, and have access to natural catastrophe capacity.

This product is largely non-prescriptive on class or risk attribute, subject to market standard commercial property exclusions.

Commercial Property

Homeowners / Dwellings

Coverage is focused on homeowner and dwelling products, providing flexibility of rate and terms, subject to agreed minimum guidelines and have access to natural catastrophe capacity.

This product is largely non-prescriptive on risk attributes and can offer a high-risk limit.

Homeowners / Dwellings

High Value Homes

We can offer larger homeowner risk limit contracts in both cat and non-cat territories.

High Value Homes

Transportation

A wide variety of transportation and related coverages are available, including auto physical damage, motor truck cargo and dealers’ open lot.

Transportation

Earthquake

Full DIC and standalone coverage considered, with an emphasis on earthquake and flood.

Earthquake