Our brokers have an in-depth understanding of the individual risks unique to excess and surplus lines business.

Bell & Clements have been active players in the Lloyd’s and international markets for decades and the relationships we have built up in that time means our brokers are able to deliver creative, tailored solutions to even the most complex or unusual risks.

We specialise in property business, but our appetite is broad and growing all the time so if a risk falls into one of the following categories, there’s a good chance we can work together.


Large Commercial Property
Earthquake / Difference in Conditions
Professional Lines