Mike Kyriacou

Director of Underwriting

Mike Kyriacou is Director of Underwriting and has overall responsibility for the company's day-to-day underwriting as well as its managed underwriting functions.

Mike joined Bell & Clements in 2002 having previously worked in the Lloyd's market for over 25 years as an underwriter for a number of Lloyd's syndicates. He spent his first two years at Bell & Clements in the US helping to establish the Bell & Clements Inc. office in Reston, VA, and assisting the company develop its underwriting management capabilities.

Mike was heavily involved in establishing the business relationship with Bell & Clements’ customers and American Modern Insurance Group, and was instrumental in the roll out of the Great Lakes facility.

T: +44 (0)20 7337 0944
E: Mike.Kyriacou@BellandClements.co.uk

Jim Kranzberg

President and CEO, Bell & Clements Inc.

Jim Kranzberg is President and CEO for Bell & Clements, Inc., based in our Reston, Virginia, office. Jim joined us in 2005 having worked for a number of years for a wholesaler in Arizona.

Jim sits on the Emerging Risk Committee of the American Association of Managing General Agents (AAMGA).

T: +1 (571) 283 0402
E: Jim.Kranzberg@BellClementsInc.com

Dave Toombs

Vice President of Underwriting, Bell & Clements Inc.

Dave Toombs is Vice President of Underwriting for Bell & Clements, Inc., based in our Indianapolis office. Dave joined us in 2010 having worked for a number of years within the industry.

Dave sits on the Education Committee of the American Association of Managing General Agents (AAMGA).

T: +1 (571) 283 0406
E: David.Toombs@BellClementsInc.com

Kate Ash

Associate Director of Underwriting

Kate Ash is an Associate Director of underwriting. She is responsible for the underwriting and day to day management of our Forced Placed, REO and Investor Owned Property business.

Kate joined Bell & Clements in 2000 and was promoted to Associate Director in 2006. She was then responsible until March 2018 for the underwriting and management of the In-House Property team.

She has held underwriting authority for both certain Lloyd's syndicates and Great Lakes. Prior to joining Bell & Clements, she worked for a Lloyd's broker for 11 years, where she specialized in the placement and management of US and Canadian delegated authorities.

She completed the ACII in 2000, the ASLI in 2006 and is a Member of the CII.

T: +44 (0)20 7337 0965
E: Kate.Ash@BellandClements.co.uk

Mark Godfrey

Senior Binding Authority Executive

Mark Godfrey is a senior member of the Managed Underwriting department. He has a wealth of experience as both a Lloyd's Underwriter and a broker, providing Bell & Clements with an invaluable link between its underwriting and brokerage capabilities.

Mark joined Bell & Clements in 2014, having previously worked for over 30 years in the Lloyd's market, predominantly underwriting non-marine short-tail business at Lloyd's and including positions with two Lloyd's brokers.

During his time in Lloyd's he has sat on various NMA Committees and has been a Director of a Lloyd's Managing Agency. He qualified as an ACII in 1996.

T: +44 (0)20 7337 0970
E: Mark.Godfrey@BellandClements.co.uk

Dawn Harding

Director of Broking

Dawn Harding is Director of Broking and has over 30 years’ Lloyd’s binding authority experience. She is responsible for the day-to-day operations of the Lloyd’s US Binding Authority department and was appointed as a Director of the Bell & Clements Board in 2013.

Dawn joined Bell & Clements in 1989, having previously worked for another Lloyd’s broker handling the production and placement of Canadian binding authorities.

T: +44 (0)20 7337 0991
E: Dawn.Harding@BellandClements.co.uk

Dipika Powell

Associate Director of Broking

Dipika Powell is an Associate Director in the US Binding Authority team and is responsible for the day to day management of Lloyd's contracts. In addition to broking binding authorities, Dipika also underwrites and places individual risks.

Dipika joined Bell & Clements as a Junior Broker in 2002 after graduating from university. In 2004, Dipika was involved in the set-up of the Bell & Clements High Value Home program. She successfully continued to grow this facility until 2013, when she was appointed a Senior Broker and became an Associate Director in November 2014.

Whilst Dipika continues to oversee the high value homeowner business, her primary role is the negotiation and broking of new and renewal binding authorities with Lloyd's underwriters and customers.

During her time at Bell & Clements, Dipika has completed her ACII. She also holds an Honours degree in International Business.

T: +44 (0)20 7337 0971
E: Dipika.Powell@BellandClements.co.uk

Dawn Lowry

Senior Broker

Dawn Lowry joined Bell & Clements’ Lloyd’s and London Market Binding Authority team as a Senior Broker in 2014 and is responsible for maintaining and enhancing North American agents’ portfolios in the Lloyd’s and London Market. She acts as a company representative at major industry events, including NAPSLO and AAMGA.

With a 30 year career spanning both the Lloyd’s and London Market, Dawn has a wealth of experience having worked for both leading brokers and underwriters. She joined the insurance profession as an Underwriting Assistant.

T: +44 (0)20 7337 0975
E: Dawn.Lowry@BellandClements.co.uk

Nick Paine

Senior Underwriting Executive

Nick is the Senior Underwriting Executive overseeing In-House commercial property underwriting facilities at Bell & Clements. He has over 40 years experience as a broker and underwriter in the London company market and Lloyd’s and rejoined Bell & Clements in 2017. For most of the last 20 years Nick has underwritten on behalf of numerous Lloyd’s Syndicates via Lloyd’s brokers in-house facilities and MGA’s.

T: +44 (0)20 7337 0968
E: Nick.Paine@BellandClements.co.uk

Daniel Gray

Senior Underwriter

Daniel Gray is a Senior Underwriter in the In-House Underwriting team and is responsible for underwriting property business on behalf of selected Lloyd's syndicates and Great Lakes through delegated authorities.

Daniel joined Bell & Clements in 2002 working for the Transportation team, before moving to the Property team in 2010. Previously, he worked for a UK household insurer.

He is an active participant in the American Association of Managing General Agents (AAMGA) Under Forty Organization.

T: +44 (0)20 7337 0948
E: Daniel.Gray@BellandClements.co.uk

Jason Harding

Associate Director of Underwriting

Jason Harding is Associate Director of In-House Transportation and has over a quarter of a century insurance market experience. He is responsible for the management of the In-House Transportation and Inland Marine team and became an Associate Director in 2006.

Jason joined Bell & Clements in 1988 in the Claims department, before moving to the Broking and Underwriting teams working on North American and Canadian Non-Marine Property and Physical Damage. He moved to the In-House Transportation and Inland Marine team in 2000.

T: +44 (0)20 7337 0942
E: Jason.Harding@BellandClements.co.uk

Robert Harwood

Senior Broker

Robert Harwood is a Senior Broker. His focus is high value homeowner contracts and he has been granted full underwriting authority for several Lloyd’s underwriters.

Prior to joining Bell & Clements in 2013, Robert spent seven years in the North American team of a top three broker, where he acted as retail business advocate for Western US business and was based out of London and Los Angeles.

He has a BSc (Hons) degree from the University of Lancaster and sits on NAPSLO's Internship Committee.

T: +44 (0)20 7337 0925
E: Robert.Harwood@BellandClements.co.uk

Adam Carver

Underwriter/Broker

Adam Carver is an Assistant Underwriter/Broker. His focus is high value homeowner contracts, broking the relevant business into Lloyd’s and our in-house facilities. Adam also assists the US Binding Authority team.

Adam joined Bell & Clements in 2008 as an Administrative Assistant in our In-House Property team, and transferred to the US Binding team in 2013 as a Junior Broker. Adam holds a Diploma in Insurance (DipCII).

T: +44 (0)20 7337 0980
E: Adam.Carver@BellandClements.co.uk

Luke Wheeler

Claims Director

Luke Wheeler is Claims Director and has in excess of 20 years’ claims broking and technical experience. He is responsible for the business’ claims strategy and policies and manages the day-to-day operations of the claims team, which is spread between our UK and US offices.

Luke joined Bell & Clements Limited in 1994 as a Junior Claims Broker/Technician and rose to Department Manager by 2005. Luke was appointed as a Director of the Bell & Clements Board in 2013.

T: +44 (0)20 7337 0915
E: Luke.Wheeler@BellandClements.co.uk

Samantha Eatwell

Claims Underwriting Manager

Samantha Eatwell is the Claims Underwriting Manager responsible for overseeing the daily functions and staff management of the Claims Underwriting team.

Samantha started her career in 1994 and she joined Bell & Clements as a Claims Adjuster in 2010, bringing a wealth of experience in all areas of claims handling. Samantha was appointed Claims Underwriting Manager in October 2016.

T: +44 (0)20 7337 0941
E: Samantha.Eatwell@BellandClements.co.uk

Brenda Badders

Claims Manager, E&S Claims

Brenda Badders is Claims Manager for Bell & Clements, Inc., based in our Reston, Virginia, office. Brenda joined us in 2004 and is expert in all areas of claims handling and management.

T: +1 (571) 283 0438
E: Brenda.Badders@eandsclaims.com

Ian Whitehead

Chief Operating Officer

Ian Whitehead is Chief Operating Officer and is responsible for the day-to-day operations of the business and for major projects. He was the leading influence behind Bell & Clements’ pioneering data administration system, The Bridge.

Ian joined Bell & Clements Limited in 1998 as IT Manager, before being promoted to IT Director/Board Member in 2001. He was appointed as COO in 2013. Prior to joining Bell & Clements, Ian worked for 14 years in the insurance technology sector where he was a Senior Consultant for a market leading insurance software vendor.

He is a member of the US based AAMGA Automation Committee and has a BSc (Hons) Degree in Computer Science.

T: +44 (0)20 7337 0999
E: Ian.Whitehead@BellandClements.co.uk

Mark Balcombe

Associate Director of Operations

Mark Balcombe is the Associate Director of Operations as well as IT Manager, and he has overall responsibility for the day-to-day operations within the IT Department.

Mark joined Bell & Clements in 2001 and has project led many of the business’ major IT initiatives, including implementing a broking system and migrating paper files to a document management system. He was appointed an Associate Director in 2007 and is now involved in many operational aspects at Bell & Clements.

Prior to joining Bell & Clements, Mark worked for 17 years in the insurance technology sector for a leading insurance software vendor. Mark’s experience spans all aspects of the insurance technology sector, from programming and technical support through to account and project management. Mark has worked on many international customer accounts and with a number of London Market insurance brokers.

T: +44 (0)20 7337 0957
E: Mark.Balcombe@BellandClements.co.uk

Bharat Mepani

Associate Director of Innovation

Bharat Mepani is the Associate Director of Innovation as well as Development Manager, and is responsible for managing the Software Development and Data Analytics teams.

Bharat has been instrumental in designing, enhancing and managing Bell & Clements’ data processing and analytics system, The Bridge. He works closely with customers and their software vendors to obtain validated real-time data via XML and provides in-depth insurance analytics to both internal and external audiences.

He joined Bell & Clements in 2002 as a Software Engineer and was promoted to Development Manager in 2007 and Associate Director in 2011.

Bharat has a BSc (Hons) Degree in Computer Science.

T: +44 (0)20 7337 0977
E: Bharat.Mepani@BellandClements.co.uk

Jim Peiffer

Development Team Leader, Bell & Clements Inc.

Jim Peiffer is our US based applications developer and works on our web portal, the Bridge. He is based in our office in Southampton, Pennsylvania. Jim has worked in the insurance industry for a number of years from the technology perspective. Jim joined Bell & Clements, Inc. in 2009.

T: +1 (571) 283 0408
E: Jim.Peiffer@BellClementsInc.om

Graham Lindus

Associate Director of Technical

Graham Lindus is the Associate Director of the Technical department and is responsible for the production and administration of binding authorities, certificates of insurance and open market agreements.

Graham joined Bell & Clements in 2001, as a Senior Technician, before being promoted to Associate Director in 2011.

He has worked in the insurance broking industry for over 30 years and has a wealth of market experience.

T: +44 (0)20 7337 0935
E: Graham.Lindus@BellandClements.co.uk

Martin Lewis

Head of Compliance & Risk

Martin Lewis is Compliance Officer and is responsible for the compliance function and oversight within the business. He has more than 25 years’ insurance market experience.

Martin joined Bell & Clements in 2014. Previously, he worked for a Lloyd’s broker in various roles including; Technical Director, Operations Director and finally Compliance Officer.

T: +44 (0)20 7337 6550
E: Martin.Lewis@BellandClements.co.uk

Chet Shah

Finance Director

Chet Shah is Finance Director. He joined Bell & Clements in 1996 from Deloitte, where he qualified as a Chartered Accountant and was an Audit Manager in its insurance group. Chet has been involved in all financial aspects of Bell & Clements’ growth and development.

Chet has a BSc (Hons) degree from the University of Manchester.

T: +44 (0)20 7337 6524
E: Chet.Shah@BellandClements.co.uk

Raymond Daniel

IBA Manager

Raymond Daniel is IBA Manager and is responsible for the day to day running of the IBA Credit Control team, the effective collection and remittance of insurance funds and client money.

Raymond joined Bell & Clements in 2001 as a Credit Controller. He was promoted to IBA Supervisor in 2005 and IBA Manager in 2007.

He has a BA (Hons) degree in Business Administration.

T: +44 (0)20 7337 0972
E: Raymond.Daniel@BellandClements.co.uk

Jacki Bromfield

Human Resources Manager

Jackie Bromfield is HR Manager and is responsible for managing the day to day operations of the HR function.

Jackie joined Bell & Clements in 2017 having worked within the Lloyds market at another Broker and an Insurer.

Jacki holds an LLB Law (Hons) Degree and completed her CIPD qualification in 2011.

T: +44 (0)20 7337 6525
E: Jacki.Bromfield@BellandClements.co.uk